DPD RI Committee IV Evaluates PNM's Ultra Micro Financing Program, Encourages Strengthening Women's and MSME Empowerment in East Java

23 June 2026 oleh admin

Surabaya, dpd.go.id - Committee IV of the House of the Regional Representatives of the Republic of Indonesia (DPD RI) conducted a Working Visit to the Surabaya Branch of PT Permodalan Nasional Madani (PNM) to evaluate the implementation of the Ultra Micro Financing Program, especially PNM Mekaar and ULaMM, in supporting regional economic growth. The working visit was led by the Chairperson of Committee IV of the DPD RI, H. Ahmad Nawardi, and attended by Senator of Committee IV of West Java Province Jihan Fahira and Senator of Committee IV of NTT Province Hilda Manafe. From PNM, Hussein, Head of the Business Capacity Development Division (PKU) was present; and Tatang Sefi Setyono, Head of PNM Surabaya Branch on June 19, 2026.

Ahmad Nawardi emphasized that PNM plays a strategic role in expanding access to financing for ultra-micro businesses, particularly productive, underprivileged women. "Ultra-micro financing programs must have a tangible impact on increasing family income, reducing poverty, and strengthening regional MSMEs. PNM needs to ensure the quality of mentoring and the sustainability of customers' businesses," he stressed.

Hussein, Head of the PKU Division of PT. PNM, explained that PNM continues to strengthen its empowerment model through training, business mentoring, and improving financial literacy. He emphasized that the characteristics of ultra-micro financing require intensive mentoring to ensure sustainable business growth. "Mentoring is key to the program's success. We also encourage business digitalization through online marketing training, cashless payments, and the use of digital platforms," Hussein said.

Surabaya Branch Manager, Tatang Sefi Setyono, outlined the development of PNM's financing distribution in East Java, including the increase in the number of Mekaar groups and the distribution of business sectors financed. "We continue to expand our service reach and strengthen coordination with local governments to ensure the sustainability of our customers' businesses. Cross-sector synergy is a crucial factor in creating an integrated MSME empowerment ecosystem," Tatang explained.

Committee IV of the DPD RI affirmed its commitment to developing policy recommendations to strengthen ultra-micro financing programs, increase financial inclusion, and accelerate regional economic growth. This working visit provides a crucial opportunity to ensure that the National Microfinance Program (PNM) program delivers a tangible impact on the community.